About Me

DEB

I am married to a 'most of the time wonderful guy' and the mom to two great kids. I'm a high school teacher and I'm currently working on a Masters degree in Education.

2010 Tentative trips

February 2010 Puerto Rico
Need $1,000.00
9/15/09-$200.00
9/30/09-$250.00
10/16/09-$450.00
10/31/09-$650.00
11/15/09-$850.00

March/April 2009 Ireland
Need $2,500.00
9/15/09-$250.00
9/30/09-$450.00
10/15/09-$650.00
10/31/09-$900.00
11/15/09-$1,150.00

****SAVINGS TO DATE****
Money Market Account:

10/15/09= $21,644.94

Savings Account:

10/15/09=$25,820.12

Total savings goal=$50,000.00

****SUMMER FUND 2010****
(So I don't have to work in the summer and home repairs)
Goal by June 30, 2010
$13,000.00

9/15/09-$550.00
9/30/09-$1,100.00
10/16/09-$1,650.00
10/31/09-$2,200.00
11/15/09-$2,750.00

****GOALS FOR 2009****
[ ] Remove in-ground oil tank
[X] Save for a granite counter-
top, stainless steel sink
and range hood.
[X] Replace the deck. (priority)
[X] Take at least 3 graduate
courses in 2009.
[ ] Increase the extra principal mortgage payment to $200 instead of $150.00.
(X) January/2009
(X) February/2009
(X) March/2009
(X) April/2009
(X) May/2009
(X) June/2009
(X) July/2009
(X) August/2009
(X) September/2009
(X) October/2009
(X) November/2009
[X] Increase savings to $20,000 by July 1st, 2009.
[X] Increase Personal Savings account to $23,000.00 by December 31, 2009.

****Personal 2009 Goals****
[ ] Exercise more
[ ] Lose weight (I'm working on it!
[ ] Try to visit my parents at least two times a year.

****Long Term Goals****
[ ] Pay-off 30 year mortgage in 10 years. (26 years remaining)

Laundry

January 8th, 2009 at 06:26 pm

I'm trying to save as much as I can so I've found a way to save money on my electric bill by not using my dryer as much. My husband and I wash clothes and hang them in clothes racks to dry overnight and during the day while we work. When I come from work I take them off the rack and fold them. I dry towels and sheets in the dryer.

Here is a picture of the load I dried in the clothes rack last night. My husband did a load prior to this one.

Posted in Uncategorized | 4 Comments »

4 Responses to “Laundry”

Nika Says:
January 8th, 2009 at 07:01 pm

I love it when frugality meets environmentalism
pearlieq Says:
January 8th, 2009 at 07:32 pm

Totally unrelated to your post, but I love your tile!
CouponAddict Says:
January 9th, 2009 at 06:24 am

pearlieq - LOL I was thinking wow I love her wood floors!
Myrtle Says:
January 9th, 2009 at 06:39 am

Hey, I love the wood floor too! I love clean laundry too!!!

Trying hard not to be a slave to the lenders.

Teaching my sons to be fiscally responsible by example.

Laundry

4 Responses to “Laundry”

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