About Me

DEB

I am married to a 'most of the time wonderful guy' and the mom to two great kids. I'm a high school teacher and I'm currently working on a Masters degree in Education.

2010 Tentative trips

February 2010 Puerto Rico
Need $1,000.00
9/15/09-$200.00
9/30/09-$250.00
10/16/09-$450.00
10/31/09-$650.00
11/15/09-$850.00

March/April 2009 Ireland
Need $2,500.00
9/15/09-$250.00
9/30/09-$450.00
10/15/09-$650.00
10/31/09-$900.00
11/15/09-$1,150.00

****SAVINGS TO DATE****
Money Market Account:

10/15/09= $21,644.94

Savings Account:

10/15/09=$25,820.12

Total savings goal=$50,000.00

****SUMMER FUND 2010****
(So I don't have to work in the summer and home repairs)
Goal by June 30, 2010
$13,000.00

9/15/09-$550.00
9/30/09-$1,100.00
10/16/09-$1,650.00
10/31/09-$2,200.00
11/15/09-$2,750.00

****GOALS FOR 2009****
[ ] Remove in-ground oil tank
[X] Save for a granite counter-
top, stainless steel sink
and range hood.
[X] Replace the deck. (priority)
[X] Take at least 3 graduate
courses in 2009.
[ ] Increase the extra principal mortgage payment to $200 instead of $150.00.
(X) January/2009
(X) February/2009
(X) March/2009
(X) April/2009
(X) May/2009
(X) June/2009
(X) July/2009
(X) August/2009
(X) September/2009
(X) October/2009
(X) November/2009
[X] Increase savings to $20,000 by July 1st, 2009.
[X] Increase Personal Savings account to $23,000.00 by December 31, 2009.

****Personal 2009 Goals****
[ ] Exercise more
[ ] Lose weight (I'm working on it!
[ ] Try to visit my parents at least two times a year.

****Long Term Goals****
[ ] Pay-off 30 year mortgage in 10 years. (26 years remaining)

Electric bill and other tidbits

February 8th, 2009 at 10:41 am

You know how we've been hanging clothes in a clothes rack lately in an attempt to save money and the environment; I am happy to tell you that we have reduced our electric bill $20 this month. I'm in the process of getting 2 more clothes racks from amazon.com using my rewards money. I'm also buying an ATV riding shirt for my youngest son for his 15th B-day (March 9th). He also wants the riding gloves, but I told him those will have to wait until I get more reward money.

God has given us a warmer day today, 56 degrees in northern NJ. I took advantage and hung a load of clothes and my bed linens outside. I checked them and they are definitely drying. Smile

Posted in Uncategorized | 4 Comments »

4 Responses to “Electric bill and other tidbits”

Joan.of.the.Arch Says:
February 8th, 2009 at 11:18 am

If you'd like a really sturdy drying rack, look for the English style that hangs from the ceiling. Sometimes pullies lower them chest height. They can't get accidentally tipped over and can hold a lot of weight.
NJDebbie Says:
February 8th, 2009 at 11:24 am

Thanks for the tip!
oceansluver78 Says:
February 8th, 2009 at 12:47 pm

hmmm sounds like something i should try... i used to do it as a teenager, funny now im paying for the bills, i don't use it anymore
MarianneJ Says:
February 9th, 2009 at 06:07 pm

Oh, the weather was fabulous on Sunday, wasn't it? I wish it was here to stay!

Trying hard not to be a slave to the lenders.

Teaching my sons to be fiscally responsible by example.

Electric bill and other tidbits

4 Responses to “Electric bill and other tidbits”

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