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Archive for March, 2009

Not a good day :(

March 31st, 2009 at 04:09 pm

It hasn't been a good day today. We had an emergency meeting at work to informed us that a co-worker's daughter was killed in a car accident. I also found out today that some of my co-workers will not have a work contract. I have not heard if my contract will be renewed for next year, but it consoles me to know that at least we have some money to get by for a while. Believe it or not I worry about the people who are losing their jobs.

On another note, my dear sister, for whom I would do anything for, needs surgery in her eyes due to her diabetes. Her health plan pays 90% of her surgery but it still leaves her with a $1000 deductible. Her son, payed the start up $500 but she does not have the other $500. I told her not to worry that I will give her the rest. It's not a loan, it's a gift. I would give up all my savings for her because I know she would do it for me if the shoe was on the other foot. My neighbor had to put Lucy, his Golden Retriever, to sleep because her liver was failing and I just absolutely adored her. I would take her out for them when they went on vacation or overnight trips. She was my old Lucy girl. Frown

My sister's surgery is on Tuesday, for those of you who believe in the power of prayer, keep her in mind.

Thanks for listening.

Saving goals almost met!

March 24th, 2009 at 04:52 pm

I'm so happy that we're pretty close to meeting our savings goals for the year. My goals are to have:

Money market account:

20k by June 31
$1965 away from goal

Personal Savings Account:

$23k by Dec. 31
$245 away from goal

Summer Fund:

$11k by June 30th
$1965 away from goal

Once we meet the personal account goal, I'll split the $325 I usually save in this account to the other two. Once I meet the goals for all accounts, I'll continue to put money away in the summer fund so that maybe just maybe we could go on vacation this summer.

Saving money takes effort and will power and lately we've been using our credit cards only on bills we would have to write a check for anyway (I want to get reward money). Everything else is done with cash.



Average daily and Spring is almost here!

March 19th, 2009 at 03:33 pm

In March of 08, our average daily used (KWH) was 15. In March of 09 our average daily used is 11. Our bill has gone down since we no longer use the electric dryer. Our green and frugal ways are working.

I had my last observation at work but have not gotten my report yet. I await for it patiently.

Oh... by the way, tomorrow is the first day of Spring and I'm so happy!

Have a wonderful and frugal weekend.

How does saving money make you feel?

March 7th, 2009 at 07:41 pm

Today's SA blog's title caught my eye immediately. Saving money for me spells freedom, power and peace of mind. Having savings reassures me that I'm a good parent because I can provide for family in an unexpected event. We have been very careful with our money and we know how to wait for things. The first thing I do when we get our checks is to designate a certain amount of money just for savings; for me saving has become second nature. I know that money comes and goes and it can all disappear in a split second, but nothing beats the feeling that I can pull my own weight for a while without a job.

How does saving money make you feel?

I did, but I didn't

March 7th, 2009 at 06:03 pm

My sidebar shows that I met my summer goal fund. Technically, I did because our tax refund (less $1,000) was deposited in this account. Unfortunately, that money is already accounted for. As you all know, we are pulling the oil tank out of the ground. As a result I've increased the summer fund goal to $11,000.
I had to transfer $1k to our primary account because we had to cover an unexpected bill.

I have many things to do tomorrow. Start writing my graduate course paper, lesson plans and go shopping for some main staples. I'm also very tired; Friday was a very long day because I had to chaperone the school play. I did not bother coming home, I would've lost 50 minutes traveling back and forth and I thought it was a complete waste of gas. I did use time wisely, though. I completed my PIP (Professional Improvement Plan) which is due on Friday, the 13th. The PIP usually takes close to three hours to complete because it is very lengthy and detailed. I actually feel relieved that I got this out of the way.

Monday is my son's 15th B-day! We'll have some of his friends for pizza next Saturday. I can't believe he will be 15!

Thanks for reading my post and have a great frugal week.

Productive day!

March 2nd, 2009 at 01:30 pm

No work today...we got snowed in. I did have a very product day making meals for the the week. Here's the rundown of my slaving in the kitchen Wink.

Meatloaf and mash potatos for dinner today
Chili is cooking in the crock pot.
Hamburger Helper (double cheese mac)
Spagetti with meatsauce

I used up a big tray of ground beef I bought at Aldis for $11. Not bad, I was able to make 4 meals. I will make beans (Spanish style) and yellow rice with chicken to complete the menu for the week. I have everything else in stock to complete our meals.

Hoping for the best.

March 1st, 2009 at 04:26 pm

At the end of this school year, I will either be a tenured teacher or lose my job. I've gotten good evaluations thus far but I still have one to go. In anticipation for the worst, we have decided to kick our savings to high gear. I hope and pray to God that I can keep my job, but I also understand that schools are facing budget deficits that call for a reduction in force. Either way, I believe that when one door closes another will open. Meanwhile, I'll just have to wait and see.

For those of you under snow storm alert for tomorrow, stay warm. May you all have a wonderful and blessed work week.