About Me

DEB

I am married to a 'most of the time wonderful guy' and the mom to two great kids. I'm a high school teacher and I'm currently working on a Masters degree in Education.

2010 Tentative trips

February 2010 Puerto Rico
Need $1,000.00
9/15/09-$200.00
9/30/09-$250.00
10/16/09-$450.00
10/31/09-$650.00
11/15/09-$850.00

March/April 2009 Ireland
Need $2,500.00
9/15/09-$250.00
9/30/09-$450.00
10/15/09-$650.00
10/31/09-$900.00
11/15/09-$1,150.00

****SAVINGS TO DATE****
Money Market Account:

10/15/09= $21,644.94

Savings Account:

10/15/09=$25,820.12

Total savings goal=$50,000.00

****SUMMER FUND 2010****
(So I don't have to work in the summer and home repairs)
Goal by June 30, 2010
$13,000.00

9/15/09-$550.00
9/30/09-$1,100.00
10/16/09-$1,650.00
10/31/09-$2,200.00
11/15/09-$2,750.00

****GOALS FOR 2009****
[ ] Remove in-ground oil tank
[X] Save for a granite counter-
top, stainless steel sink
and range hood.
[X] Replace the deck. (priority)
[X] Take at least 3 graduate
courses in 2009.
[ ] Increase the extra principal mortgage payment to $200 instead of $150.00.
(X) January/2009
(X) February/2009
(X) March/2009
(X) April/2009
(X) May/2009
(X) June/2009
(X) July/2009
(X) August/2009
(X) September/2009
(X) October/2009
(X) November/2009
[X] Increase savings to $20,000 by July 1st, 2009.
[X] Increase Personal Savings account to $23,000.00 by December 31, 2009.

****Personal 2009 Goals****
[ ] Exercise more
[ ] Lose weight (I'm working on it!
[ ] Try to visit my parents at least two times a year.

****Long Term Goals****
[ ] Pay-off 30 year mortgage in 10 years. (26 years remaining)

Average daily and Spring is almost here!

March 19th, 2009 at 03:33 pm

In March of 08, our average daily used (KWH) was 15. In March of 09 our average daily used is 11. Our bill has gone down since we no longer use the electric dryer. Our green and frugal ways are working.

I had my last observation at work but have not gotten my report yet. I await for it patiently.

Oh... by the way, tomorrow is the first day of Spring and I'm so happy!

Have a wonderful and frugal weekend.

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Trying hard not to be a slave to the lenders.

Teaching my sons to be fiscally responsible by example.

Average daily and Spring is almost here!

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