This has been a productive summer. I've read two books and watched 2 movies I'd been wanting to watch. You know, I'm on this simplicity kick and I've gotten rid of a lot of junk. Last night, I put all of our insurance policies declarations and income tax papers in the safe. They were all scattered in different places. I'm also trying to economize by getting quotes from different insurance companies to see if I can get them lower. I hope I can!! We are soon combining three bills (cable, internet and phone).

About my line of credit:

Two years ago we opened a line of credit for $100,000, but have never used it. I can keep it open, but it's costing us money because we had to up our coverage for homeowners insurance policy. Today I will discuss this with my husband and will have to make a decision on whether we should close or keep open. What would you do if you were me?

Have a good day!