These are the things I think I'm doing right financially.
>Save 25% of our monthly income.
>No credit card balances
>Contribute to a 403B at work
>Save for home repairs
>Prepare most meals at home
>Shop around for staples and personal items (most times)
>Groom dog in between groomer's visits
>Help parents out a bit financially
>Pay $200 a month extra on mortgage principal
>I have a Roth IRA
>Have not used the equity on our home
>Save for trips and summer fund
Things I need to work on:
Contribute the full amount allowed on Roth IRA
Sometimes I get lazy and spend more on prepackaged food than I really should.
Contribute a little more to 403B
Save a bit more for my children's education.
I'm sure there is more, but the bell is about to ring for my next class.
How about you?
The good with the bad.
October 29th, 2009 at 10:38 am
October 29th, 2009 at 01:18 pm
October 29th, 2009 at 05:05 pm
I think you are doing good. You are thinking ahead a lot.