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Archive for November, 2009

Extra mortgage principal for 2009

November 29th, 2009 at 12:22 am



Woohoo! We just made the last mortgage payment of the year. We were able to pay $2400 extra on our mortgage principal this year. Our plan is to contribute even more for 2010. I feel excited about this.

Free photo collage @ Walgreens

November 28th, 2009 at 02:44 am

Found out about this deal today through moneysavingmom.com Register at Walgreens.comand under photo, upload your pics (maximum of 20) and get it for free by using the code FINDJOY at check out. I was able to get one for me, my husband registered and was able to get one and my son got it too. Hurry, though apparently it expires today at midnight. Have it delivered at your nearest Walgreens, otherwise they charge for delivery.

I also opened a Elecric Orange account through ING. See the SA Blog for details.

Just an update and Costco recipe book

November 27th, 2009 at 06:05 pm

Hello Fellow bloggers,

I hope you had a blessed Thanksgiving.

Just a quick update on what's going on in my life. Financially we're on track to meet our savings goal by the end of December. I'm taking a graduate course, which I'll complete next week and I will be on the home stretch with only 3 courses remaining. I'm feeling a bit anxy about the last three for I'll be writing my thesis from January-July. I just want to get done already. My next educational goal is to begin taking Italian; someday I would like to be trilingual (one can dream, right?)

I think I got Christmas figured out. We're intalling a remote start in my son's car and my youngest wants a pair of sneakers and I'll give him my cell phone credit so that he can get a new one. We are up for plan renewal in December and my phone is perfectly fine. Our parents we'll get money and I'm buying movie tickets for all the teenagers in our families. My hubby we'll get much needed winter clothes.

My husband went to Costco today for a few items and brought back a nice recipe cookbook Costco is giving to members for free. I was so impressed with it that I took a picture to show you.



I ordered my first $5 Amazon gift card using swagbucks and redeemed my chase credit card reward points on line. I was able to get 2 $25 Amazon gift cards. Many of you may know that I utilize these rewards to purchase items for a Daycare Center in Guatemala. We continue to send some monetary help to my parents and my husbands mom. I also saved $10 at the grocery stores /!!!

I hope you have a great weekend!

Swagbucks.

November 14th, 2009 at 05:42 pm

About a week ago, following a tip from moneysavingmom.com ,I signed up with Swagbucks.com. Swagbucks in an online search engine powered by google that provides swagbucks (digital bucks)when you do your searching. You can redeem your swagbucks for gift cards or othe items in their online store. So far I've earned 22 swagbucks.

I plan to use my swagbucks to get giftcards from Amazon.com to buy things for "La Sagrada Familia Daycare Center" in Guatemala. This daycare enrolls 26 children who would normally stay home alone while their parents try to earn enough money daily to buy food to prepare dinner. These children do not have breakfast and many times they suck on lemons for lunch, because there is nothing else to eat and believe me I'm not exaggerating. The daycare provides a safe heaven for these little ones. They get breakfast, lunch and healthy snacks before they go home. Hopefully, the daycare will be able to enroll another 25 in January. I'll buy coloring books, crayons, school supplies, socks, toothbrushes, diapers,etc. I'll post pics pictures of the items I get as I go along.

If you are going to check it out please copy and paste my referral link so that I can get more swagbucks to help these children. You would be helping without affecting your budget. Thank you and have a blessed and safe weekend.

My swagbuck link is: http://www.swagbucks.com/?cmd=sb-register&rb=1134247

NO waste here!

November 8th, 2009 at 02:59 pm

I made banana nut bread with two bananas that would normally go to the garbage. I checked to see if I had all the ingredients to make it and so happens I did. The house smell so nice, especially since I baked the bread around 8:15 this morning. I got a nice melon, about two pounds of potatoes and a big onion from my neighbors (they left on vacation to Germany).

Back to the daily grind tomorrow. The board of Education approved 22 hours of home instruction for a student in my subject matter, so that means an opportunity to make $660 before Christmas. Yipee / Have a great Sunday and work week.

banana nut bread

Extra income opportunity

November 5th, 2009 at 03:08 pm


I am off today and tomorrow and I just want to veg out and rest. I'd been feeling a bit run down lately (as if I was getting a cold or flu). I am now doing home instruction at $30 an hour after work. I don't know yet for how long, but I'll take whatever I can get.

It looks like we'll meet our savings goal of $50K by the end of the year or so I hope (I don't include the summer fund). We have quite a few expenses coming up; son's college tuition for the spring semester and books and I have to pay for two graduate courses myself and of course Christmas. I've officially exceeded the amount of credits allotted for reimburement. I'm beginning to think of 2010 goals. I'm sure there will be home improvements, more savings, a possible vacation and the big one, paying down our mortgage.

Have a great day!