We did it. We refinanced the house and will only be paying about $260 more a month. We use Lendingtree.com to do the refi. My fico scores went down a bit, but they are well over the 740 mark. My husband's scores went up: his lowest is 799; my lowest 777. As for the extra mortgage payment, we will probably put another $250 towards the principal and put the rest of the $1k in savings.
15 year mortgage @ 3.75%
October 18th, 2010 at 07:25 pm