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Archive for May, 2011

Memorial Day Picnic

May 30th, 2011 at 09:31 am

The menu for today's picnic:

Pull pork
burgers
St. James' baked beans
rice
burgers
hot dogs
sausages
corn on the cob
chicken
ice tea
coke
lemonade
dessert to be determined

Trampoline with enclosure is up and the sun is out! What more can I ask for.

May mortgage principal update

May 24th, 2011 at 07:23 am

I'm wrapping up May's mortgage principal contributions and the final number is: $4,514.63. According to my amortization table our mortgage balance is now where it should be in January of 2012 (if no extra money was added to the principal). Woo Hoo!!!!!!

Feeling sad (not $$ related)

May 14th, 2011 at 09:53 am

I never thought I would feel this way. My boys almost 21 and 17 years old are becoming more independent each day. DS#1 in a matter of a year will be done with college and leaving the nest. DS#2 just got his driver's license and is very busy with sports and a very pretty girl. I have to admit that when I saw him drove off to a LAX game this morning, I cried. I know that my sons are not mine to keep and I like to think that I've taught them well for they are fabulous human beings. As for me... I'm feeling very lonely and I wish they were little again. Frown

Another licensed driver

May 12th, 2011 at 05:34 pm

DS#2 passed his road test so we have another New Jersey licensed driver in the house. I'll remind him about the one occupant (other than family) rule, watching his speed, no tailgating, etc. In the state of NJ under Kyleigh's Law, drivers on a provisional license have to have a red sticker on both license plates. Cops can easily identify teenagers breaking 12 midnight driving curfew with these stickers.

This is how the plate looks with the sticker


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I sent (electronically) another $200 to the mortgage principal, down -$8,857.59 of the $15K goal for 2011. I'm $19.00 under budget for the electricity and triple play (cable, internet and phone)categories which means that I'll send this surplus to principal soon.

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As of Monday, I only have 5 weeks of work and as of May 31st, my salary increase will take place. I estimated that for the last 2 paychecks of the 2010-2011 school year, I will have an extra $1200. Woohoo!! I will use that money to pay for my DS#2 Lacrosse league (fees, hotel stay, gas etc.)

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This weekend will be the same as the last one; lots of Holy Communion parties to attend. Two last week and one Sunday. I don't mind though, I love seeing the kids in their Communion dresses and suits.

Well this is my weekly update and I hope you all have a great weekend.



I value your advice

May 9th, 2011 at 01:11 pm

My DS#1 will be out of college a year from August and DS#2 will finish high school next June and will be going to trade school for a year. Realistically, we can downsize our house pretty soon. I thought of something last night that I want your advice on. My friend who lives in Ireland will be renting her house permanently as of September. The house is located in the same town we live in and in a beautiful area of town. She would probably rent the house to us for $1600K a month + utilities. It is a very nice house with pool and all. Would it be ridiculous for us to sell our house and rent hers for a while until we find something to downsize to? Our mortgage is $1,771 a month, but does not include property taxes and insurance which are an additional $750 a month. We would be saving approximately $921. The only thing I mind is that we would no longer build equity for ourselves. Would you trade off the savings vs. building equity for a while? Our house would probably sell for $350K net to us and we owe a little over $234K on the mortgage. We paid $324,500 in 2003.
Please let me know what you think of this.

April mortgage

May 4th, 2011 at 02:08 pm

Mortgage update for the month of April: $1,384.63 paid on the principal. Woo Hoo!!