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July update

July 20th, 2013 at 07:01 am

We are still managing to stay out of debt this summer even when there is absolutely no money coming in. We ordered heating fuel just a couple of weeks to the tune of over $1,400.00. We have to tap into the emergency fund to pay for this. We also received our new property tax bill and our taxes increased $197.00 so I have to make the changes to our monthly budget to reflect the increase.

The "Building Wealth Fund" still sits at 0 but I'm hoping that once I start working again in September I can put some money towards that. The food budget has be pretty low for the month of July because I have been using a lot of what we have in the freezer and pantry. Crossing my fingers that things start to turn around for us a bit with hubby's job situation. 'Til then, we'll just have to continue to navigate choppy water.

Well that's it for the update! Have a great weekend and please continue to keep ImaSaver in your thoughts and prayers.

2 Responses to “July update”

  1. laura (momcents) Says:


    Hi Debbie! Good to hear that things are still afloat in your neck of the woods. I hope that your hubby is keeping his spirits up and finding worthwhile things to occupy his time. God bless, Laura

  2. snafu Says:

    Wow! you're doing terrific. Are you managing to stick with your meal plan for July? I wonder if you've ever tried to make your own bread? It's very inexpensive compared to the cost of buying bread and it's fun, relaxing and a huge stress reliever. The down side is the fact that it must be baked in the oven which can make the house hot.

    Another giant cost buster is making your own laundry detergent. There are lots of demos on YouTube. I don't know where you live but the fact that you're off during the summer, I suggest you make up an ICE [In Case of Emergency] binder/folder. Our city suffered flash floods a few weeks ago and 3 specific communities were evacuated at 2 AM with 20 minute notice. We're seeing that everyone left with all the wrong things. Didn't have what they needed and were unable to return home for nearly 3 weeks. Even if it's not practical to load a box, having created a list that could be quickly assembled is certainly important.

    Just a thought with the best of intentions

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