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Archive for June, 2014

Four No Spend days

June 26th, 2014 at 04:37 pm

I've had the same $14 in my wallet since Sunday. No spend days four days in a row. It's a miracle! I hope to make tomorrow a No spend day also. On Saturday, I'll have to buy a few food items but no big items since I am still trying to use what we have in both freezers.

Summer treat and Anniversary Party fund

June 24th, 2014 at 05:25 pm

In the summer hubby and I enjoy an almost weekly trip to our local Dairy Queen for ice cream. I love their butter pecan hard ice cream on a sugar cone and hubby usually likes to have a small soft vanilla cone. The price tag: $6.02. Yikes! This weekend we decided to get Breyers ice cream on sale for $2.50 for half a gallon. We bought vanilla and butter pecan as well as sugar cones. We paid $6.69 and we still have plenty of ice cream left and few more sugar cones. This week, Shoprite has Friendly's ice cream on sale for a $1.98 for half gallons. I'll wait until Saturday to get it.

We are half way through our 25th Anniversary Party fund and we have until next April to come up with the whole amount of $5K. We also took the house off the market because it just did not feel right and besides the purchase of the other house fell through. Oh well, life goes on. We are eating what we have in our freezers this summer hoping to clear everything out and replenish our stock in September. I made pumpkin chocolate chip muffins with a can of pumpkin puree I found in my pantry. We've had some lovely days around here; cool enough to still to do some baking. Smile

P.S. Two no spend days (yesterday and today). My goal is to make it to five days in a row.

A quick update

June 22nd, 2014 at 06:16 pm

I sold two of my son's college textbook to Chegg.com and made $65. I will use that money for another college textbook. We usually rent the books but those two we bought from the college bookstore.

Hubby started his job earlier than anticipated and things are going good so far. It's nice not to have to tap into our savings to survive the summer months. I'm also working a summer program (half days until the end of the next month).

Have a great and frugal work week.


The house in on the market

June 17th, 2014 at 04:03 pm

We decided to list our house. We chose a realtor with many years of experience and we liked that she did not pressure us to list right then and there. We put an offer on the other house; let's see how it goes.

Feeling nervous...

June 16th, 2014 at 11:18 am

because in a few hours we will know how much we can sell our house for. The realtor is coming to discuss it with us. We are hoping that we can at least sell the house for what we paid for it 10 years ago. Crossing my fingers, this could be a game changer for us.

Power bill and today's bargain

June 14th, 2014 at 04:40 pm

I'm proud to say that since March, my electricity bill has not been more than $43 for a 2,000 sq. ft. house. We economize by barely using the clothes dryer (even in the winter), by turning off lights when not in use and unplugging small appliances that are not in use. Our biggest bill ever is during Christmas time when we have all the holidays lights on at night.

On another note, I did my biweekly Walmart shopping and found Del Monte canned fruit for .50 a can. The cans were $1.48 regular price and I'm not sure I would've paid $1.48 for canned fruit but at fifty cents I thought, why not?

A probable home sale

June 14th, 2014 at 04:36 am

Here we are, it is June 14th and our inground pool is not opened. If it was up to us, it would stay closed. Ever since our sons got out of high school the pool has not seen much action. The pool does not get much sun and I cannot stand cold water, my oldest moved out and my youngest is barely ever home and my husband goes in it at night sometimes. So what's the point, I really don't want the expense of running a pool anymore. Having said that, I think we are at a stage of our lives in which we may have to downsize a bit. I predict that my DS#2 will move out soon after college if not before that and we really don't need this bigger than average size house anymore. We love my house, but we are not sure if we want to continue paying higher property taxes (higher than our neighboring towns) when our sons are no longer in high school.

Having said all that, I happened to stumble on a new listing that I think we will be very happy to downsize to. We would have to update the kitchen and bathroom, but my brother-in-law is a contractor and we would ask him to do the work. It is below our price range and we would buy it out right with the proceeds of the sale of our home. It is a craftsman style home with lots of original wood work and very charming.

Checking account sweep

June 3rd, 2014 at 03:55 pm

Last pay period the checking account sweep was $163. I'm wondering what will the amount, if any, for the next pay period on Friday, June 13th? I obviously don't have a 0 balance budget and I don't care to have because I know that stuff happens. I do challenge myself to keep as much as I can in order to sweep money to the savings account.

Do you do this too?