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Archive for February, 2017

Pay Day and Tax returns

February 28th, 2017 at 12:22 am

It's pay day tomorrow and I'll be making a deposit to our savings account. This deposit will help us meet a savings goal four months ahead of schedule. Feeling excited and grateful. I've already worked on what the next goal should be in order to keep on track.

Today was also a good "mail" day. We received the yearly Costco Cash reward in the amount of $86 and a $25 Chili's gift card and a $10 Dunkin' Donuts from our Chase Freedom credit card rewards.

It looks like we will owe the State of New Jersey close to $350 but our Feds refund will be $3700. The plan is to put the money in our savings.

Please keep a family we know in your prayers as they lost their 21 year old son in a car accident.

:)

February 21st, 2017 at 02:18 am

I am excited to tell you that we are $500 away from meeting a lofty savings goal. I was hoping to achieve this goal by June 30th so that's four months ahead of schedule. I just kept pushing to save every chance I got and push limits every pay period.

It's been unseasonably warm in my neck of the woods and we hope to have to fill our heating oil tank only once more until next winter. I will try to use the wood burning stove in late March or early April. Some big bills coming up; a credit card bill and auto insurance. March will be a tough month for savings but I am okay with that.

I really want Spring to come already. I just feel so much more alive in the warmer weather.

Trip and quick update

February 12th, 2017 at 02:12 pm

Last Tuesday, hubby and I decided to book a trip to Florida for this coming week. We both have a five day weekend. It was definitely not planned but I'm trying to be more spontaneous and live it up a little. SmileBesides, lots of sunshine for me!

Our tax returns should be filed soon. Our accountant is working on them. I'm hoping for a good outcome; I don't care if we nothing back, I just don't want to pay the IRS any more money. On the financial front, things continue to be on autopilot.

I am babysitting my great nephew this weekend. He is only 3 years old, super smart and a very loving child. His parents have had a rocky relationship and are trying to put their relationship back together and I hope they do. Anyway, this little boy went down to the basement with me and when we came up the stairs I mentioned to him that I'd forgotten to turn off the light. He said,"I did, we need to save electricity." I was so shocked and excited that the parents are teaching him to turn off the lights when not being used!

I hope you have a good Sunday.


Weekly update

February 3rd, 2017 at 11:32 pm

I' continuing UFM this month. I had 17 absolutely No Spending days in January and hope to do the same in February. We are filing our income taxes some time next week. Hoping for a good outcome!

We have decided to tell the tenant of the cottage that she has to move. I hate to have to do this but they are always late with the rent and still owe us the rent from the month of September. We have been very patient with them because she fell on hard times and we know how hard is to get back on your feet. We realized that we should treat the house as a business. If she fails to pay the rent, we have to take $600 from our household budget to make the mortgage payment. I know this is a chance we took but we just have to try to get someone in there that can make the rent. Let's see what happens. Frown

Not much going on here; just watching the Superbowl on Sunday.