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Archive for May, 2017

Payday and this week's snowflakes

May 30th, 2017 at 12:00 pm

Payday today and I'm excited to tell you that we are at 67.4% of our lofty savings goal. I also made a $100 contribution to my Roth IRA. I'm sending $25 to my nephew and adding $50 to my "summer fun fund". I also received an email from our HR person at work informing me that I will receive a one time payment of $950 because our health insurance plan changed from a family to two adult plan. I should have the check some time in July. Smile Yay for extra money!

Snowflakes last week:

$85 (hubby's side hustle mowing lawns)
$200 (DS#2 groceries contribution)
Food (the type that takes a long time to prepare)
$30 for an extra hour of work
$40 for an hour of tutoring

Update

May 26th, 2017 at 07:26 pm

Today was the first day of a four day weekend. I spent much of my day doing laundry, cleaning the house and making a run to Costco for much needed food items. Some items will last for a long time (soap, saline solution and facial towelettes).

DS#2 contributed $200 towards groceries. He is saving a lot of money by living with us and as long as he is doing that we definitely do not mind. He is a responsible young man who finished college while working full time. He already has a nice emergency fund.

We should be at the 67% mark of our lofty saving goal on Tuesday and if things continue as planned, we will reach the 70% mark by June 30th. I am also at almost half way mark on the summer fun saving fund. I am working 5 extra hours at work between now and June 9th and should net about $130. I have two more tutoring sessions for a total of $80 and a $313.00 refund from the bank for when we paid off the HELOC. All of it will be going to have fun this summer.

Well, that's it for today. For those of you in the USA have a wonderful Memorial Day!

Freebies/rewards/gifts/snowflakes

May 19th, 2017 at 08:37 am

Freebies/rewards/gifts/snowflakes for this month

Five books (through a book exchange)

A gallon size bag full of homemade Mexican chicken flautitas from my Sister.

$25 Amazon credit card rewards

A pink toothbrush courtesy of our dental health provider at work.

Dinner at Chili's for Mother's Day

$125 cash gift

$180 for six extra easy hours at work

DS#1 paying for the liquor for his brother's graduation party (Yay me!)

Feeling grateful!

Any for you this month?




Pay day and "fun summer fund"

May 15th, 2017 at 05:53 pm

It was pay day today and I'm excited to tell you that we've reached the 65% mark of our "lofty savings" goal. I hope to be at 75% by the end of August. I'm a 10 month employee so every September I reset goals for our "fiscal year". I am thinking of not participating in summer savings at work for the next school year. They take 10% of my income every pay period and I receive the money back in two installments in the summer (July 15th and August 15th). It is nice to get paid in the summer but I can do so much more with our money. I still have a little time to think about it.

I am also putting some money aside to have a little fun this summer. I started a "fun summer fund" with the $100 I got from DS#2 for Mother's day. I hope to have at least $500 saved by June 30th.


Weekly Update

May 13th, 2017 at 07:10 am

I am starting to be able to talk about my Sister without crying. Some nights, I found myself looking at pictures I have of her and listening to messages she left me. One morning as I was getting ready for work, a thought entered my mind. I said, "Let her rest in peace, she is no longer on dialysis three times a week, no longer in the hospital every other month, etc." Ever since then, I think of her often but I am a lot less weepy.

On a financial note, we closed on our refinance loan Monday and just yesterday all funds were disbursed. I am happy about the HELOC is paid for now. The ARM on this loan was going up every other month and it was making me pretty uncomfortable. We do, however, have a mortgage now. I'm not worry about it as we don't have any consumer debt and we are done paying for college. we don't think we'll be paying off this loan quickly as I have in the past because I really want to have substantial cash in the bank to offset any life events.

We are also celebrating my son's college graduation with friends and family next week. We are catering most of the food for the event as I would really like to enjoy our guests and not worry about food preparation.

Well, this is it for today. I hope you all have a lovely weekend and for all of the mother's here, Happy Mother's Day!