Archive for June, 2010
For those who are trying to pay off debt or stay out of debt.
Since I'm in charged of our finances, I've allotted $10K to get us by this summer. Both my husband and I are employed from September thru June. My goal is to spend 8K or less. We do have some big bills this summer such as tuition and a hefty insurance policy that cannot be paid in monthly increments. I've already charged my tuition for my last graduate course and paying the bill will not have to come out from our summer fund since our July mortgage will be paid from our last payroll checks. This bill will be paid from the proceeds of our rental house. It's been less than a week and we've already spent:
replacement of a shut-off valve for the pool- $110.00
graduation gift to our neighbors' son-$50
I went to our town library today to work on my paper (to take advantage of the air conditioner and avoid distractions) and ended up borrowing three movies. They are usually due in two days, but since the library is closed on Friday for the summer I get to keep them until Monday. They have a bunch of movies I'll like to watch. Today I borrowed: The Soloist, Julie and Julia and Mamma Mia.
I'm almost done with my Teacher Action Research Paper. All I have to do is the Table of Content, proof read Chapters 4 and 5 and make sure the chapters have the information necessary. Chapters 1-3 have been approved and corrections have been made. I'll be jumping for joy when it's completely done; it's been 6 long months. Hopefully, I'll have my degree conferred by August.
We returned a few things to Costco and received a store credit of ~$125.00.
I woke up this morning thinking of my Dad. I often worder if he suffered any pain when he had the sudden cardiac arrest. I search the internet this morning and I was relieved to know that a person with sudden cardiac loses conciousness immediately. I miss him!
Here is a picture of all the sibblings. This is the first time we're together the seven of us in a long time. Too bad something like this had to happen so that we could be together again. I'm the youngest of the girls (I'm in the middle).
I'm on my second day off of work and I'm keeping myself busy completing my teacher action research. I'm almost done. Woo hoo!
We've had three no spending days, but we will have to pick up milk, eggs and bread tonight. I'm also trying to prepare meals from what we already have in the freezer and pantry. Then we'll make a trip to the supermarket for a big order.
Our pool is still not open, we had to order a part for the filter so maybe this weekend it'll be open. Who knows!
I was visiting my sibblings when we got the news that my Dad had a massive heart attack and had passed away. I come from a family of 7 children and 6 of us live in the U.S. and one in the Caribbean. All except one of my sibblings was financially prepared to travel and pay the expenses of the funeral. I offered to put everyone's airfare on my credit card as well as my Dad's funeral services. They promised to pay their share of the funeral expenses and their plane tickets. The tickets alone came to $3500 and funeral was $$1900 (a bargain). I hate having big credit card balances, so yesterday I paid Amex my balance and only had to pull out $1500 out of savings; the rest was paid with our salaries. I promised myself that I will not chase any of my sibblings for the money, especially for the money paid for the funeral. I still owe Chase the $1500 (I paid $400 in cash and charged the rest). My brother the one who had the money to pay me right away, said not to worry about it that he would collect the money from them and send it to me. All of this has me convinced that one must prepare financially for these things.
On another note, Monday is my last day at work until September. Woo Hoo!!!!! I'll be reading alot, watching movies and just simply bum around house. My husband is working this summer at $90 a day for three hours a day and approximately 6 weeks. I told him that he should stay home for the summer but he said that he would rather work than stay home and watch TV. Not me, I enjoy staying home in the summer. I hope all of you have a wonderful weekend.
how I will deal with Father's Day on Sunday. I already feel a tremendous sadness since my father passed away two week ago on Friday. There is a little spot in my backyard that I always spruce up every summer. This year I decided that I'll do something to honor my Dad. I was thinking just the other day that when my mother was pregnant with my brother and was was in labor for a long time, my father, who was not Catholic (my mom was though), asked Saint Martin de Porres to intercede before God to help my Mom give birth. I think I'll try to get a statue of Saint Martin de Porres or an angel and plant some flowers around it.
I was reading an article in the finance section of yahoo.com on divorce-inducing money fights. The article mentions that having a secret stash may be considered as financial infedelity. I don't have a secret stash, but I do set aside a certain amount of money to be used without giving my spouse an explanation on how I spent the money or having to be account for everything I buy. Do you have a secret stash?
passed away on Friday of a massive heart attack. Life is definitely just for a little while. Take care of your love ones and tell them how much you love and appreciate them.