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Home > 2013, Will we be mortgage free?

2013, Will we be mortgage free?

December 29th, 2012 at 01:11 pm

This is the year! I really want to be me debt-free. In many ways, this will not be an easy feat. In fact, it will be exhausting and I may run out of steam by mid year. Either way, I'm going to try like heck to this, but if I don't...at least I tried. Hoping for good health, continued employment and "ganas" (desire).

7 Responses to “2013, Will we be mortgage free?”

  1. Petunia 100 Says:

    Good luck to you, Mrs. Frugalista. I hope 2013 is your year. Smile

  2. creditcardfree Says:

    Wow! That will be amazing won't it. When did you start paying down on your house? How much did you pay off this year?

  3. NJDebbie Says:

    creditcardfree, we began paying down the house with the first refinance payment we made on January of 2011. Last year was by far the best overall debt repayment for our family (car loans and mortgage). We paid well over $100K but we used a lot of our savings and income to do this. We won't be able to use whatever is left in savings because in fact, I will have to build the savings again. I take it one month at a time; some months are better than others but I will keep on pushing the bar! I can't wait to see your post when you payoff your truck loan.

  4. LuckyRobin Says:

    That is a great goal. Hope you make it!

  5. Wink Says:

    Wow! That is fantastic! Paying down my mortgage is my #1 financial priority too.

  6. scfr Says:

    Good luck to you. I hope you make it, or at least come close.

    Do you remember the guy who used to blog on this site who had an outline of his house's floor plan broken down in to squares? As he paid off his mortgage he filled in the squares. Great visual motivator.

    As a member of the "mortgage free club" I can confirm that it is an AWESOME feeling ... one that I hope you will experience soon.

  7. -Jerry- Says:

    It will not be easy, no, but I hope that 2013 leads to all of the things you mentioned, and that you can knock that mortgage out for keeps! It would be so nice to look back a year from now and have the insurance that your mortgage is completely out of the picture. Good luck!

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