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Home > Archive: August, 2019

Archive for August, 2019

Frugal doings

August 17th, 2019 at 07:31 pm

I bought a double pack of young whole chicken at Costco. I loved roasting these in the oven as they are so very tender (literally fall off the bone). A double pack is a little over $10 and I think I can make 4 or 5 dinners out of each roaster for a family of three. And if you wonder how I seasoned the chicken: I use Goya Adobo, fresh garlic and I put a whole onion in the chicken cavity and marinate for at least 12 hours.

Meal #1:

Husband ate a little bit of the dark meat with a drumstick and I ate chicken breast meat complimented with white rice, black beans (Spanish style) with homemade Pico de Gallo. Oh...so good

Meal #2: (possibly Monday)

I'll make chicken burritos with lettuce, black beans, homegrown diced tomatoes, shredded cheese, salsa and guacamole.

Meals #3: (Wednesday)

Gnocci chicken soup with homemade dinner rolls.

Meal #4: (Friday)

Spanish Arroz con Pollo (chicken rice), beans and tomato slices.

I may add that the roaster yield 30 cubes of chicken stock as well.

Not bad for a $6 roaster!

I also put together homemade clothes stain remover (1 cup of peroxide and half a cup of Dawn blue dish washer detergent mixed in a spray bottle).

Payday update

August 15th, 2019 at 06:53 am

It's pay day today in our house. I paid the credit cards in full, paid a few bills and transferred some money to our savings account. I also contributed $150 to my Roth IRA. I already set up the next electronic contribution. By the end of the month I will have contributed $3K to the Roth. I'm going to work really hard to fully fund the Roth IRA by April.

Feeling so grateful!


August 14th, 2019 at 10:07 am

Thank you all who helped me make a decision. I decided on option #2 even though it is less money but I will be in town, won't have to do lesson plans, grading (which by the way can take more than four hours of work to be done correctly and thoroughly). I will be 50 years old this month and I'm at a stage of my life where I just want to work to earn a little bit of money, come home and do what makes me happy.

I am clear in the direction I want my life to go even if it's for a while. Our financial obligations will be met through faith in God, diligence and resourcefulness. We have no children to take care of and no consumer debt to worry about and we intend to keep it that way.

A new leaf

August 9th, 2019 at 10:27 am

My job interview with the private school went well and I was offered the position (part-time). I start right after Labor Day. The pay is enough to cover our mortgage and continue funding my ROTH IRA. It is 1/3 of what I used to earn but it was expected. Not having credit card, student loans or car debt to pay as well as a healthy emergency fund has given us more freedom to earn and work less and still be able to live a meaningful life. We have to continue being resourceful, but it's a trade off I'll gladly take.

Hubby did it again!

August 5th, 2019 at 05:51 am

My husband is a Jack of all trades, master of none. He spend sometime researching and watching videos on Youtube to try to figure out what was wrong with our fridge. As I mentioned before, we have a Samsung duo cooling refrigerator. The fridge part of it was not cooling enough to keep food from spoiling. Fortunately, the middle tray was working as well as the freezer. We borrowed a small beer fridge from DS#1 to hold us over until my husband was able to either fix it or deemed it junk.

After some arduous hours, he was able to fix it and it's working beautifully now. Yay for hubby who saved us tons of money! Lowe's Warranty decided to pay us for the purchase price instead of sending someone out as they were not able to get us scheduled in a timely fashion. We'll set the money aside for a new fridge when the time comes.

I (we) paid February, 2020 mortgage payment. I started making mortgage payments ahead of schedule when I was gainfully employed for peace of mind. Our Florida home is two months ahead as well. I have an interview tomorrow at a different school setting (private school). It's a part-time job; three and a half days, Monday and Tuesday morning off. Let's see what happens.

I took my Mom to church and late lunch/dinner. She was happy to be out and about and she is feeling much better two weeks after her surgery. I suspect she will want to go back home soon. I'm glad the political turmoil in the island has subsided a bit. Corruption is the M O of politician there.

Yay for family member!

August 1st, 2019 at 09:39 pm

The family member, who owes me money, Venmo me $250 today. Since, I wasn’t expecting it, as soon as the money is transferred to my account, I’ll set up an automatic contribution to my Roth IRA. Hopefully, he’ll continue paying. I'm also hoping to get a part-time job to fully fund the Roth in full.